These interest rates on fixed deposits up to Rs. In the same range of maturities, the bank pays interest at the rate of 4-7.90 per cent to senior citizens on FDs up to Rs. The bank pays slightly higher returns to senior citizen customers. HDFC Bank offers interest rates to the tune of 3.50-7.40 per cent to the general public on fixed deposit (FD) up to Rs. Private sector lender HDFC Bank offers fixed deposit maturities ranging from seven days to 10 years.